The US healthcare system doesn't work like it should. Oscar is working hard to make your healthcare work for you. We're more than an insurance company - we're your starting point for better care.
Our Simple plans have lower premiums and affordable copays for everyday care like doctors visits, urgent care, labs, and generic drugs 1. Preventive care is free, so your annual physical, birth control 2, and flu shot are on us. And if you ever get seriously sick or injured, the max is there to protect your wallet from big medical bills.
Your Oscar plan includes a curated network of doctors, hospitals, and labs. We’re proud to work with forward-thinking professionals who use modern technology. Best of all, you never need a referral.
Track your steps using the Oscar app and Apple’s Healthkit or Google Fit. We’ll pay you $1 when you hit your daily step goal. Cash out for an Amazon gift card and spend it however you want – you've earned it.
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Oscar members get expert guidance and free access to doctors & nurses.
Here are 6 things your concierge team does for you everyday — they do more than you'd expect from a typical insurance company.
As a member, you’ll get a dedicated team of three care guides and a registered nurse who will answer whenever you call Oscar. With the same team members on your side, you can pick up each conversation right where you left off — each time you call.
Sometimes we need to investigate a situation, but we’ll call you back as soon as we have answers for you. And (it’s true!) sometimes we just call to see how you’re doing.
We know insurance is confusing, so we’ve already taken the confusing mumbo-jumbo out of our bills and statements. If you need help, we promise we’ll explain it.
Call us before you get care and we’ll help you understand your options and how much they’ll cost. We can help you avoid getting stuck with a big medical bill.
We ask the right questions, to get you ready. We’ve got answers too, so you have everything you need. Just ask your concierge what you should tell your doctor to make sure they get the right background info to inform better care.
Your Nurse Concierge is available to help. Whether you’re getting out of the hospital, managing multiple doctors, or just need help after a recent diagnosis, your Nurse Concierge is there for you.
With the Oscar app, our board-certified doctors can give you advice and send prescriptions to a nearby pharmacy. It’s great for things like allergies, pink eye, ear infections, UTI’s, and more.
You can call a doctor or send them a message. You can even snap a photo, to help explain your problem.
Talking to a doctor on the phone is changing the way we experience healthcare. It saves, time, money, and hospital visits while helping you get better faster.
The average family of four spends $25,826 per year on healthcare 4. Oscar members can save by talking to a doctor on the phone to treat common ailments instead of going to the doctor’s office.
Plus, it’s a major time-saver. Why wait weeks 5 for an appointment and shlep to the doctor in person if you don’t have to? Feel better faster when you talk to a doctor on the phone for free.
Healthcare leaders expect telemedicine to transform U.S. healthcare in the coming decade 6. Today, you can get diagnosed by a doctor with the Oscar app. In the future your doctor will be able to do even more for you.